Baked Nachos

Featured in: Meals To Share

These Tex-Mex baked nachos are a crowd-pleaser, delivering a delightful blend of textures and flavors. Crispy tortilla chips form the base, generously piled with a savory, seasoned ground beef mixture and a rich combination of melted cheddar and Monterey Jack cheeses. It's an ideal dish for sharing, perfect for game nights or casual get-togethers.

The preparation is straightforward: brown the beef with aromatic onion and garlic, then season with chili, cumin, and paprika. Layering is key, ensuring every chip gets a taste of the beef and cheese before a quick bake until golden and bubbly. Finish with a vibrant burst of fresh toppings like diced tomatoes, black beans, jalapeños, cilantro, and creamy avocado, served alongside sour cream and salsa for ultimate enjoyment.

Updated on Sat, 31 Jan 2026 08:14:00 GMT
Golden Baked Nachos with melted cheddar and Monterey Jack cheese, topped with seasoned beef, fresh jalapeños, and diced avocado. Save
Golden Baked Nachos with melted cheddar and Monterey Jack cheese, topped with seasoned beef, fresh jalapeños, and diced avocado. | claroamezruy.com

The smell of cumin and beef filling the kitchen always makes my stomach growl. I started making nachos this way during college movie nights when six friends would crowd onto my tiny couch. We'd pass around a platter straight from the oven, cheese still bubbling, and argue over who got the corner pieces with the most toppings. Now it's still my go-to for feeding a crowd without spending hours in the kitchen.

Last summer I made these for my cousin's birthday and forgot the jalapeños until the last second. Everyone ended up arguing that they were better without the heat. I still add them on the side now, letting people choose their own adventure. Some nights I skip the beef entirely and load up on extra beans and avocado when I want something lighter.

Ingredients

  • 1 tbsp olive oil: Creates the foundation for sautéing your aromatics without burning
  • 1 lb ground beef: The protein backbone that carries all those Tex-Mex spices
  • 1 small onion finely chopped: Adds sweetness and depth to the beef mixture
  • 2 cloves garlic minced: Your flavor bomb that cooks alongside the onion
  • 1 tsp chili powder: Provides that classic mild heat and earthy backbone
  • 1/2 tsp ground cumin: Essential for that authentic Tex-Mex flavor profile
  • 1/2 tsp smoked paprika: Adds a subtle smoky depth without needing a smoker
  • 1/2 tsp salt: Enhances all the other flavors
  • 1/4 tsp black pepper: Adds just enough bite
  • 1/4 cup tomato sauce: Helps bind the spices and creates a saucier beef mixture
  • 8 oz tortilla chips: Sturdy enough to hold toppings without getting soggy too quickly
  • 2 cups shredded cheddar cheese: Sharp and melty the perfect base cheese
  • 1 cup shredded Monterey Jack cheese: Creamy and mild complements the cheddar beautifully
  • 1 cup cherry tomatoes diced: Fresh pop against the rich beef and cheese
  • 1/2 cup canned black beans drained and rinsed: Creamy texture and protein boost
  • 1/4 cup sliced black olives: Briny contrast to all the richness
  • 1/4 cup sliced jalapeños: Heat level is up to you fresh or pickled work
  • 1/4 cup red onion finely diced: Sharp bite that cuts through the cheese
  • 1/4 cup chopped fresh cilantro: Bright herbaceous finish
  • 1 avocado diced: Creamy cool element that balances everything
  • 1/2 cup sour cream: Essential cooling agent on the side
  • 1/2 cup salsa: Adds another layer of fresh tomato and acid

Instructions

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Get your oven ready:
Preheat to 400°F so you're not waiting once everything is prepped
Sauté your aromatics:
Heat olive oil in a skillet over medium heat then add onion and garlic cooking for 2 minutes until fragrant
Brown the beef:
Add ground beef and cook for about 5 minutes breaking it apart with a spoon until it's no longer pink
Add the spices:
Stir in chili powder cumin smoked paprika salt and pepper then pour in tomato sauce and simmer for 2 minutes
Build the first layer:
Arrange half your chips on a large baking sheet then top with half the beef and half the cheeses
Add the second layer:
Pile on remaining chips followed by remaining beef and cheese making sure everything gets covered
Melt it together:
Bake for 8 to 10 minutes until cheese is completely melted and starting to bubble in spots
Top immediately:
Pull from the oven and sprinkle with cherry tomatoes black beans olives jalapeños and red onion while it's hot
Finish and serve:
Garnish with cilantro and avocado then bring to the table with sour cream and salsa on the side
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Freshly baked Baked Nachos served on a platter with sour cream and salsa, perfect for a game day snack. Save
Freshly baked Baked Nachos served on a platter with sour cream and salsa, perfect for a game day snack. | claroamezruy.com

My roommate freshman year taught me the trick of putting a layer of cheese directly on the baking sheet before adding chips. It creates these crispy cheese edges that everyone fights over. I still do it when I'm feeling extra indulgent though it does make cleanup slightly more challenging.

Making It Your Own

Sometimes I swap in ground turkey or chicken when I want something lighter. The spices still carry the dish beautifully. For game days I've been known to double the recipe and spread it across two baking sheets because nothing disappears faster.

Vegetarian Twist

When my vegetarian sister comes over I skip the beef entirely and load up on extra black beans plus some corn. The spice mixture works just as well on the vegetables and nobody misses the meat. A little extra cheese helps compensate too.

Serving Strategy

I've learned to put out small bowls of the cold toppings separately so guests can build their perfect bite. Some people want mountains of jalapeños while others reach for extra sour cream. Plus it keeps the chips from getting soggy if people are grazing over a long period.

  • Set out extra napkins because nachos are inevitably a two handed affair
  • Have a backup bag of chips ready in case the first layer disappears
  • Consider warming the salsa slightly if serving on a cold night
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Hot Baked Nachos layered with crispy tortilla chips, savory ground beef, and colorful toppings like black beans and cherry tomatoes. Save
Hot Baked Nachos layered with crispy tortilla chips, savory ground beef, and colorful toppings like black beans and cherry tomatoes. | claroamezruy.com

These nachos have turned regular Tuesday dinners into mini celebrations more times than I can count. Hope they bring the same joy to your table.

Recipe FAQs

Can I make these ahead of time?

While the chips can get soggy if assembled too far in advance, you can prepare the seasoned ground beef mixture a day ahead. Reheat it gently before layering with the chips and cheese, then bake as directed for fresh, crispy results.

What are some good vegetarian substitutions for the beef?

For a vegetarian option, simply omit the ground beef. You can double the amount of black beans, or add refried beans, seasoned lentils, or a mixture of roasted vegetables like bell peppers and corn. Ensure your chosen chips are vegetarian-friendly.

How do I make these more spicy?

To add more heat, you can increase the amount of chili powder or smoked paprika in the beef mixture. Incorporating diced serrano peppers with the jalapeños, or serving with a hot sauce on the side, will also boost the spice level. Pepper Jack cheese is another excellent addition.

What kind of tortilla chips work best?

Hearty, thick-cut tortilla chips are ideal as they hold up well under the weight of the toppings and won't get soggy too quickly. Choose a lightly salted variety to balance the flavors of the seasoned beef and cheeses.

Can I use different types of cheese?

Absolutely! While cheddar and Monterey Jack are classic, feel free to experiment. Oaxaca cheese, a Mexican melting cheese, or a blend of Colby and Jack would also work beautifully. The key is to use good melting cheeses.

What are common serving suggestions?

These are best served immediately out of the oven. Offer a variety of accompaniments like extra salsa, guacamole, fresh lime wedges, pickled red onions, or even a dollop of creamy chipotle sauce for added zing. They pair wonderfully with cold beverages.

Baked Nachos

Classic Tex-Mex nachos with crispy chips, seasoned ground beef, melted cheese, and a vibrant array of fresh toppings. Great for any gathering.

Prep Time
15 min
Time to Cook
15 min
Total Duration
30 min
Created by Elaine Schwartz


Skill Level Easy

Cuisine Tex-Mex

Portion Size 4 Serves

Diet Preferences No Gluten

What You Need

Beef Mixture

01 1 tablespoon olive oil
02 1 pound ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 teaspoon chili powder
06 1/2 teaspoon ground cumin
07 1/2 teaspoon smoked paprika
08 1/2 teaspoon salt
09 1/4 teaspoon black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 ounces tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños
05 1/4 cup red onion, finely diced
06 1/4 cup chopped fresh cilantro
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

How To Make

Step 01

Preheat Oven: Preheat oven to 400°F.

Step 02

Sauté Aromatics: Heat olive oil in a skillet over medium heat. Add onion and garlic; sauté for 2 minutes until fragrant.

Step 03

Cook Beef: Add ground beef to the skillet and cook until browned, breaking apart with a spoon, about 5 minutes.

Step 04

Season Mixture: Stir in chili powder, cumin, smoked paprika, salt, and pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat.

Step 05

Layer Nachos: Arrange half the tortilla chips on a large baking sheet or oven-safe platter. Top with half the beef mixture and half the cheeses. Layer remaining chips, beef, and cheese.

Step 06

Bake: Bake in the oven for 8 to 10 minutes, until cheese is melted and bubbling.

Step 07

Add Fresh Toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion.

Step 08

Garnish and Serve: Garnish with cilantro and avocado. Serve hot with sour cream and salsa on the side.

Tools Needed

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy Info

Always look over ingredients for allergens. When unsure, ask your healthcare provider.
  • Contains dairy (cheese, sour cream)
  • May contain gluten if tortilla chips are not gluten-free
  • Contains nightshades (tomato, chili, jalapeño)

Per Serving Nutrition

These nutrition details are for reference only—talk to your doctor for personal advice.
  • Kcal: 550
  • Fats: 32 g
  • Carbohydrates: 38 g
  • Proteins: 28 g